Apply for SBA Disaster Loans Online

President Biden has approved Governor Scott’s request for a FEMA major disaster declaration to assist Vermont individuals and communities in recovering from flooding that occurred from July 9 to 11, 2024. This declaration authorized the U.S. Small Business Administration to offer two loan programs to businesses that suffered damage on July 9, 10, and 11.

You can apply for disaster loans online through the MySBA Loan Portal https://lending.sba.gov by clicking on "Disaster Assistance Loans". For help, contact the SBA disaster assistance center via phone at: 1-800-659-2955 or email at disastercustomerservice@sba.gov

This declaration does not include damage to private and public property caused by storms on July 30. A separate FEMA major disaster declaration request will be made for that storm soon. Homeowners and renters should still report damages and losses related to the July 30 storm to Vermont's Community Resource Directory by calling 211.

Get Help

Physical Damage Loans:

Eligible Counties: Addison, Caledonia, Chittenden, Essex, Lamoille, Orleans, Washington.

Apply by: October 21, 2024

Economic Injury Loans:

Eligible Counties: Addison, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, Rutland, Washington, Windsor.

Apply by: May 20, 2025

Help for Private Non-Profits (PNPs)

Help for Critical and Non-Critical Private Non-Profits is available from the SBA in the form of Physical Damage Loans and/or Economic Injury Loans for storm damage that occurred on July 9, 10, and 11 in the following counties: Addison, Caledonia, Chittenden, Essex, Lamoille, Orleans, Washington.

Critical PNPs can apply directly to FEMA for help with uninsured disaster-related expenses or facility damage.

Non-Critical PNPs must first apply for disaster assistance from the SBA, and exhaust SBA loan assistance, or be declined by the SBA before it can seek grant assistance for permanent repairs and/or replacements from FEMA. (Except that expenses related to debris removal or emergency measures taken to protect their facilities or employees may be reimbursed from FEMA without regard to the availability of an SBA disaster loan.)

Critical PNPs provide essential services such as:

Fire and emergency services
Electric power
Water supply and some irrigation
Telephone communications
Sewer and wastewater treatment
Direct medical care

Non-Critical PNPs provide non-essential services such as:

Museums
Educational facilities
Zoos
Custodial care facilities
Libraries
Alcohol and drug rehabilitation
Community centers
Battered spouse programs
Homeless shelters
Low-income housing
Shelter workshops
Food programs for the needy
Senior citizen centers
Daycare centers for special needs

FOR FURTHER INFORMATION CONTACT: Vanessa Morgan, Office of Disaster Recovery & Resilience, U.S. Small Business Administration, 409 3rd Street, SW., Suite 6050, Washington, DC 20416, (202) 205-6734

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